Thank you for visiting the website of Phillips Associates (sometimes referred to as “we” and “our”). By visiting this website and viewing its contents you acknowledge and agree that your use of this website is subject to the following terms and conditions, and that we reserve the right to change these terms and conditions at any time, effective upon posting on this website:

No Warranties or Liabilities

Any information provided on this website is general information provided “as is” without any warranty of any kind, either express or implied, including without limitation, warranties of merchantability, fitness for a particular purpose or non-infringement. Your use of this website is at your own risk and we assume no liability or responsibility for any errors or omissions in the content of this website. Under no circumstances shall we be liable to you or any other person or entity for any damages of any amount or character (including, without limitation, any general, indirect, special, incidental, consequential or punitive damages) arising from your access to, or use of, this website.

Copyright

All works and materials on this website are copyrighted, 2013, by Phillips Associates. We authorize you to view, copy, download and print the information and images on this Website subject to these terms and conditions, including without limitation your compliance with each of the following: (1) all such materials may be used solely for your personal, non-commercial and informational purposes; (2) none of the materials may be modified; and (3) the following copyright notice and permission notice must appear on each such document: “© Copyright 2013 Phillips Associates. All rights reserved. Phillips Associates materials available from this website are protected by the copyright laws of the United States and International Treaties. All use of these materials is subject to the Terms and Conditions of Use set forth at http://www.phillipsassociates.net/legal/ .”

Links to Third Party Sites

As a courtesy to you, this website may from time to time contain links to websites not maintained by us. We are not responsible for the contents of any such linked websites or for the policies of any such linked site concerning their collection, security and use of any confidential information gathered from their users. We have no control over any such linked site, and the inclusion of any such link does not imply any recommendation, approval or endorsement by us of any third-party site.